Alarm Insurance offers individualized, professional insurance support for your business, so you can focus on what's important - running your business.
The Program
The 'Alarm Insurance Program' was created by Richard Janis over 16 years ago when he was asked by the New England Alarm Association to help their members obtain comprehensive and affordable Liability / Errors & Omissions insurance coverage. That relationship began a process that brought Richard Janis from a full service general insurance agent to evolve into a specialty agency which today is solely focused on serving the needs of alarm and monitoring companies across the continental United States.
Over the years we have employed several different insurance carriers to provide policies and the coverage has evolved from simply providing Liability / Errors & Omissions to today offering a comprehensive array of policies all directed at providing specialized insurance coverage solely for the alarm professional. This has necessitated using different carriers to best take advantage of the specialties offered by each insurance company.
Some of Our Carriers:
First Mercury Insurance
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SCOTTSDALE
Long establised as one of the perennial insurers to provide Liability / Errors & Omissions coverage for the Alarm Industry, they remain a stalwart in the Alarm Industry field. They are a non-admitted carrier - however, they are part of Nationwide Insurance Company and therefore we have no reservations regarding their financial stability. Learn More >>
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ACE INSURANCE
One of the world's largest reinsurance companies. They purchased Cigna Insurance Company (with whom we had established a comprehensive alarm program from 1998-2001) in 2000. Recently they made a corporate decision to abandon the affinity market and in particular the Alarm Insurance Program we had established with them. However, they continue to provide the only market for Bonds for the Alarm Industry. Bonds include:
- Indemnity Bonds - Bonds that you use to advertise to the public that you are "Bonded and Insured" and which address the potential issue of your subscribers accusing you or your employees of stealing from them.
- Surety Bonds - License&Permit Bonds, Bid Bonds, Pperformance & Payment Bonds. These are offered with no financial statements required and allow you to participate in the very lucrative area of pursuing jobs requiring bonds to qualify. Learn More >>
CAPITOL INDEMNITY
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THE HARTFORD
With a long tradition of innovation and providing leadership in the commercial small business marketplace, the Hartford is again offering superb coverage, competitive pricing and premium payment plans (with no financing charges) to our alarm clients. Many of you will recall that we employed them from 1994-1998 and the excellent service they provided. Today they are one of the premium insurance companies and offer excellent coverage. While other insurance carriers are withdrawing from the marketplace, the Hartford has maintained their position by continuing to offer competitive and open markets for Property and Casualty lines of business. Learn More >>
